10:48 12 May 2008
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Why pay direct

Bacs Direct Credit is a simple, secure and reliable service which enables any organisation to make electronic payments directly into bank or building society accounts.

You probably already pay your salaries or wages this way so why not increase the benefits by using it for all your business payments?

Bacs Direct Credit can be used to pay:

  • wages & salaries
  • supplier payments
  • pensions
  • employee expenses
  • insurance settlements
  • dividends
  • refunds.

What are the benefits of being paid direct?

Save time
You spend less time handling and banking cash and cheques.

Better cashflow
Payments arrive instantly as cleared funds, so you can use the money straight away. You'll also earn interest earlier too.

More secure
Cash and cheques can go missing.

More reliable
Organisations using Bacs Direct Credit typically pay earlier than those who don't. They also tend not to forget to make payments.

Getting paid by Bacs Direct Credit doesn't require a degree in computer science - simply ask to be paid this way.

It's a good idea to put your bank sort code and account number on all your invoices with the message 'Pay Me Direct' in bold. Download the Pay Me Direct stamp designed for this purpose or visit useful tools to download a sample letter to adapt with your bank details and send to your customers. 

What are the benefits of paying direct?

Save time & administration costs
Preparing, checking and collating cheques with the relevant remittance advice is a time consuming task. With Bacs Direct Credit the creation and authorisation of a payment file is a simple and inexpensive process.

Improved cashflow management
Make your money work for you up to the last minute by knowing exactly when funds will leave your account.

Direct cost savings
With Bacs Direct Credit the use of cheques is eliminated, removing the cost of cheque stationery and reducing postage costs.

Cut down on reconciliation
Bacs Direct Credit generates just a single debit from your account on a specified date, eliminating the need to track individual payments.

Better payment terms
Negotiate more favourable payment terms by paying more efficiently. Using Bacs Direct Credit to make payments is very simple. To learn how to set it up visit how to pay direct.

Encourage your suppliers to receive payments direct. Download the paying suppliers direct sample letter in our useful tools section and adapt with your own details.

And don’t forgot Direct Debit can also make your organisation's payment processes more efficient, manageable and cost effective.

Paying by Direct Debit

Direct Debit isn't only for household bills, businesses too can benefit by paying their regular commitments this way. The benefits are worth the few minutes it takes to set up a Direct Debit. Find out more about  paying by Direct Debit.

Collecting payments by Direct Debit 

Many UK organisations of all sizes choose Direct Debit as the preferred method for collecting regular payments from both businesses and individuals. Find out more about collecting payments by Direct Debit.