19:50 04 July 2008
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Make being smart with finances a resolution for 2008!

It may be the season to be jolly, however next year could be an entirely different story...

Research from Bacs Payment Schemes Limited (Bacs), the industry body behind Direct Debit has revealed that almost a third of us are living for today, rather than planning for the future.*

So, if your resolution for 2008 is to be smarter with your finances and start planning for the future, the log onto http://www.thesmartwaytopay.co.uk and find out how Direct Debit can be used to help save money and time. The site is also home to The Smarts, an animated family who live at No. 1 Easy Street and use Direct Debit to make their everyday lives easier.

*The information has been produced as part of the Consumer Payments Survey (CPS), ongoing research sponsored by Bacs.. The survey, which began in 1988, provides a consumer based measure of financial behaviour and includes attitudes to money, banking behaviour, and Direct Debit. The fieldwork, which is representative of the GB population, is carried by Ipsos -MORI. The survey has found that 31% or GB adults agree with the statement I prefer to live for today then plan for the future.

For more information about Bacs and our services visit Bacs key facts.

Contact Bacs press office.