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Don’t leave Christmas payments until the last minute




​Businesses across the country are being urged to plan ahead if they have essential payments to
make over the Christmas and New Year holiday periods.

Pay.UK, which runs the Bacs Direct Credit and Direct Debit payment services, is reminding businesses, large and small, to be aware of non-payment processing days over the festive period.

For example, if bills or salaries are due to be paid or collected on Christmas Eve (Tuesday 24 December), then the latest date you can submit your Bacs payment files is Friday 20 December.

If funds are due to be debited / credited on the first official working day after the Christmas Bank Holiday - Friday 27 December - then payment files must be submitted no later than Monday 23 December.

And, for payments due before the New Year break, the submission process must begin by Friday 27 December. If payments are due on the first working day after the New Year celebrations (Thursday 2 January 2020), then the deadline for submitting payment files is Monday 30 December.

To help businesses stay one step ahead of non-processing days, and meet all their payment obligations, for the rest of 2019 and 2020, Pay.UK has produced a handy payment processing calendar which can be found at:

At the same time, Pay.UK is also reminding businesses that Bacs payment files can be submitted up to 30 days in advance, helping organisations to easily plan for holiday periods.

​For further information contact our press office​.​​​​