The Bulk Payment Redirection Service (BPRS) is an innovative Bacs service offering an easy and cost-effective way to ensure payments continue to be received when a sort code and / or account
number is changed.
BPRS leverages the proven central redirection facility, developed for the flagship Current Account
Switch Service (CASS), which has already handled almost 4 million account switches across the UK.
The service represents a step-change in increasing the ease with which organisations too large to use CASS, such as local authorities, government departments and corporate Direct Debit service users can switch payment service provider (PSP), reducing stress, cost and improving efficiency.
Since its inception, BPRS has enjoyed numerous record breaking achievements. In 2017 the service securely processed over one million accounts, far exceeding the 167,000 accounts processed in its first operational year in 2016. This included a service record of 213,026 accounts transferred in one submission file, all in under an hour.
When might this service be used?
There are a number of circumstances in which an organisation may find BPRS of value, including:
- Where a business which is too large to take advantage of CASS moves from one PSP to another;
- In the event of an organisation merging with, or being taken over by, another organisation
resulting in a change of account details;
- PSP branch closures where payments continue to be made to a customer’s old branch account details;
- Where PSPs move from one sponsoring PSP to another, or set up in their own right;
How it works
Should an organisation wish to utilise BPRS, they should first contact either their new PSP or Bacs to discuss their requirements. As long as both the old or new PSP have signed an agreement with Bacs to access BPRS , then it can be used to make the whole process quick and easy.
In simple terms, the details of the old and new account details are added to the central redirection
database as part of a controlled implementation. This means that if a payment is made using the
previous sort code and account details it will be automatically redirected to the new account.
There is no costly back office function, or additional resource required to deal with ongoing
administrative overheads. The process is straightforward, efficient and effective, providing the
peace-of- mind that a change in account details won’t interrupt critical business payments.
For more information please talk to your PSP or contact us.