Microsoft withdrew its support for IE11 on 15 June 2022 and the IE11 desktop application is now out of support. You should make changes to avoid interruption in accessing Bacs and Pay.UK websites. We recommend installing the latest version of Microsoft Edge or Google Chrome.
Visit IE11 withdrawal – impact on Bacs for information on how this may affect your access to the Payment Services Website.


Since 2018, Bacs has been owned and operated by leading retail payments authority Pay.UK, along with Faster Payments and the Image Clearing System, the digital way to process cheques. The organisation is also responsible for a range of services including mobile app Paym, and the Current Account Switch Service.

While the ownership of Bacs may have changed, you can be assured that the Bacs services that you rely on each and every day remain the same.

These include Bacs Direct Credit, widely used to pay salaries, benefits, dividends and supplier payments directly into bank accounts, and Direct Debit, which automates the collection of regular payments and is the preferred payment method for many UK bill payers.

As the operator of all of these vital systems, Pay.UK is focused on delivering best in class infrastructure and standards for the benefit of people everywhere, and supporting a vibrant UK economy to enable a globally competitive payments industry.

Key to this is the provision of robust, resilient, collaborative retail payment services, rules and standards for the benefit of all users, which will only be achieved through driving increased participation and involvement in payments.

While this site is specifically for participants and service users of Bacs products, you can find out more about Pay.UK and the payment systems and services they operate, by visiting

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