  A services member's and agency's guide |
Guide for member and agency banks using payment services website to input advices related to the A services |
| A services take-on process |
The take on process for agency banks coming on to use the Bacs payment services website as an input channel for the A services |
| Acceptance of scanned non-AUDDIS DDIS by paying PSPs |
Temporary procedures for service users and PSPs during COVID-19 |
| Access to UK Payment Schemes for Non-Bank Payment Service Providers |
A guide for authorised payment and e-money institution payment service providers accessing the UK's interbank payment schemes directly |
| ADDACS - Automated Direct Debit Amendment and Cancellation Service |
Benefits of using the Automated Direct Debit Amendment and Cancellation Service (ADDACS |
| Advice of Direct Debit Instructions(AUDDIS) – report and XML specification |
Describes the Advice of Direct Debit Instructions (AUDDIS) report, XHTML layout and the XML specification |
| Agency bank letter of nomination |
Letter of nomination from an agency bank wishing to nominate a customer as a Direct Debit service user |
| Agency bank undertaking and indemnity |
Application from an agency bank wishing to nominate a customer as a Direct Debit service user |
| Agency to Bacs member requirements migration questionnaire |
Questionnaire to help Vocalink identify possible impacts from an agency bank becoming a member of the Bacs Scheme |
| Agency transfer to new settlement bank requirements migration questionnaire |
Questionnaire to help Vocalink identify technical impacts from an Agency Bank transferring to a new settlement bank |
| An Introduction to the UK's Interbank Payment Schemes |
An overview of the UK's payment schemes, what each one offers and how they can be accessed. It is intended for use by payment service providers considering joining, or thinking of extending more payments services to their customers |
| Archive request form AR-4 - Bacs 3 day service |
Archive request form AR-4 - Bacs 3 day service |
| Archive request form AR-5 - reports |
Archive request form AR-5 - reports |
| Archive request form AR-6 - common activity log (ALOG) |
Archive request form AR-6 - common activity log (ALOG) |
| Archive request form AR-8 - hard archive trace |
Archive request form AR-8 - hard archive trace |
| Archiving - agency bank's guide |
Archive traces facility for agency banks |
| Archiving - service user's guide |
Archive traces facility for service users |
| Are your XML downloads compatible |
A helpful checklist to ensure your XML documents are compatible |
| AUDDIS - Automated Direct Debit Instruction Service |
Outlines the benefits of the Automated Direct Debit Instruction Service (AUDDIS) |
| AUDDIS and paperless Direct Debit - Q and A |
Questions and answers about AUDDIS and paperless Direct Debit to support staff training |
| AUDDIS and PDD service user vetting criteria checklist |
AUDDIS service users vetting checklist - for sponsoring banks signing up AUDDIS users or transferring sponsorship |
| AUDDIS application form |
Application form for service users wanting to use AUDDIS |
| AUDDIS migration guide - a guide for service users |
Guide for service users with information to allow them to migrate to AUDDIS |
| AUDDIS service definition |
An end - to - end view of the Automated Direct Debit Instruction Service (AUDDIS) |
| AUDDIS service user vetting criteria checklist |
AUDDIS service users vetting checklist - for sponsoring banks signing up AUDDIS users or transferring sponsorship |
| Bacs - how to find us |
Location map and travel instructions to the Bacs office |
| Bacs 2021 processing calendar |
The 2021 Bacs processing calendar showing non processing dates and indicating Julian dates to assist with processing payment files |
| Bacs annual processing stats 2018 |
Direct Debit and Bacs Direct Credit volume by industry sector and sub sector |
| Bacs annual processing stats 2019 |
Direct Debit and Bacs Direct Credit volume by industry sector and sub sector |
| Bacs Approved Bureau Scheme - supporting guidelines for sponsoring participants |
For use by the CSGs of sponsoring PSPs providing information with regard to the setting up, maintaining and managing of a Bacs Approved Bureau |
| Bacs Approved Bureau Scheme - tariff |
Details the charges relating to membership of the Bacs Approved Bureau (BAB) Scheme |
| Bacs channels code of conduct |
Questionnaire for the channels operated by members |
| Bacs combined codes of conduct |
Process for completion of compliance statements and the final compliance certificate for signature |
| Bacs Direct Credit - an introduction to the service |
The business benefits of Bacs Direct Credit and how to get started using it |
| Bacs file submissions hints and tips |
Best practice hints and tips on Bacs file submissions and maintaining contact details |
| Bacs functional specification |
Information relating to the Bacs service |
| Bacs member bank to agency bank requirements migration questionnaire |
Questionnaire to help Vocalink identify possible technical impacts from a member bank becoming an agency bank |
| Bacs membership costs |
Bacs membership costs |
| Bacs operational code of conduct |
Combines the requirements of the former Systems, Sponsorship, and Channels codes to provide current and new participants with one document focusing only on the compliance statements applying to their business model. Introduces performance targets |
| Bacs operational code of conduct including Direct Corporate Access |
Combines the requirements of the former Systems, Sponsorship, and Channels codes to provide current and new participants with one document focusing only on the compliance statements applying to their business model. Including Direct Corporate Access |
| Bacs operational procedures - participant's and agency's guide |
Operational procedures not contained within other documents |
| Bacs payment services - contact's guide |
Guide for individuals who are registered as contacts to use payment services |
| Bacs Payment System Rules |
Payment System Rules |
| Bacs Payments - business continuity top tips |
Top tips to ensure that any additional disruption to your business is kept at a minimum |
| Bacs reports - agency bank's guide |
Information for agency banks about some functions they can perform within the Bacs services |
| Bacs service principles |
A guide for Payment Service Providers (PSPs) that wish to become a Bacs Direct Participant for the Bacs Payment Schemes - Direct Credit and Direct Debit |
| Bacs sponsorship guide and rules |
Summary of both the legally binding and industry best practice responsibilities and obligations of sponsorship |
| Bacs training accreditation scheme for training providers |
Information about the Bacs training accreditation scheme (BTAS) |
| Bacs trust service code of conduct |
The minimum requirements to ensure a trust service may be deployed to secure Bacs transactions |
| Bacs trust service code of conduct assessment procedure |
Procedures adopted to confirm Scheme members PKI service meets the trust service code of conduct requirements |
| Bacs webinar: The Direct Debit Guarantee and Indemnity Claims explained - Q&A |
Questions asked during the event and their answers. |
| Bacstel -IP subscriber HSM standard |
Minimum key management standard when HSM's are used as the security storage device for Bacstel-IP
|
| Bacstel-IP password help |
Bacstel-IP password help |
| Bacstel-IP service - service user guide |
Overview of the EFT service and how to use the Bacstel-IP service |
| Bacstel‐IP service technical specification |
Process and protocols for a supplier that wants to develop Approved Software for the Bacstel‐IP service |
 Bank contact list challenge process contacts service users |
Contact list for service users when raising a DDIC and / or when raising a DDIC direct with the paying payment service provider (reason code 7) |
| Bulk change process for facilities management providers |
Rules and processes facilities management providers must follow when undertaking a bulk change to Direct Debit Instructions (DDIs) |
| Bulk Payment Redirection Service case study |
Simplified bank account migration from Bacs helps to deliver efficiency savings for London Mutual Credit Union
|
| Bulk Payment Redirection Service customer journey process |
The following aims to provide a simple step-by-step guide that describes a typical BPRS process flow for a corporate customer considering changing PSP |
| CASS Executive Committee minutes - 03 October 2018 |
Minutes of CASS Executive Committee meeting held 03 October 2018 |
| CASS Executive Committee minutes - 16 May 2018 |
Minutes of CASS Executive Committee meeting held 16 May 2018 |
| CASS Executive Committee minutes - 18 June 2020 |
Minutes of CASS Executive Committee meeting held 16 June 2020 |
| CASS Executive Committee minutes - 2 July 2019 |
Minutes of CASS Management Committee meeting held on 2 July 2019 |
| CASS Executive Committee minutes - 20 February 2019 |
Minutes of CASS Management Committee meeting held on 20 February 2019 |
| CASS Executive Committee minutes - 20 September 2018 |
Minutes of CASS Executive Committee meeting held 20 September 2018 |
| CASS Executive Committee minutes - 22 February 2018 |
Minutes of CASS Executive Committee meeting held 22 February 2018 |
| CASS Executive Committee minutes - 22 March 2018 |
Minutes of CASS Executive Committee meeting held 22 March 2018 |
| CASS Executive Committee minutes - 23 October 2019 |
Minutes of CASS Management Committee meeting held on 23 October 2019 |
| CASS Executive Committee minutes - 24 May 2018 |
Minutes of CASS Executive Committee meeting held 24 May 2018 |
| CASS Executive Committee minutes - 26 April 2019 |
Minutes of CASS Management Committee meeting held on 26 April 2019 |
| CASS Executive Committee minutes - 27 April 2020 |
Minutes of CASS Executive Committee meeting held 27 April 2020 |
| CASS Executive Committee minutes - 27 February 2020 |
Minutes of CASS Executive Committee meeting held 27 February 2020 |
| CASS Executive Committee minutes - 29 November 2018 |
Minutes of CASS Executive Committee meeting held 29 November 2018 |
| CASS Executive Committee minutes - 30 April 2018 |
Minutes of CASS Executive Committee meeting held 30 April 2018 |
| CASS Executive Committee minutes - 30 October 2018 |
Minutes of CASS Executive Committee meeting held 30 October 2018 |
| CASS Executive Committee minutes - 5 September 2017 |
Minutes of CASS Executive Committee meeting held 5 September 2017 |
| CASS Management Committee minutes 21 February 2017 |
Minutes of CASS Management Committee meeting held on 21 February 2017 |
| CASS Management Committee minutes 9 May 2017 |
Minutes of CASS Management Committee meeting held on 9 May 2017 |
| Centralised non AUDDIS DDIs |
Contact details of paying banks that process new non AUDDIS DDIs centrally |
| Checklist for approval internet screens by sponsoring PSPs |
Checklist for sponsoring PSPs when approving internet screens for paperless Direct Debit (PDD) sign up |
| Checklist for approval of confirmation excluding advance notice by sponsoring PSPs |
Checklist for sponsoring PSPs when approving confirmation excluding advance notice |
| Checklist for approval of confirmation incorporating advance notice by sponsoring PSPs |
Checklist for sponsoring PSPs when approving confirmation incorporating advance notice communications |
| Checklist for approval of confirmation/confirmation incorporating advance notice by sponsoring banks |
Checklist for sponsoring banks when approving a confirmation and / or incorporating advance notice communications |
| Checklist for approval of Direct Debit advance notice |
Checklist for approval of Direct Debit advance notice |
| Checklist for approval of Direct Debit Instructions (DDIs) by sponsoring PSPs |
Checklist for sponsoring PSPs when approving a Direct Debit Instruction (DDI) |
| Checklist for approval of internet screens and confirmation letters by sponsoring PSPs |
Checklist for sponsoring PSPs when approving paperless Direct Debit (PDD) internet scripts and confirmation letters |
| Checklist for approval of paperless Direct Debit (PDD) telephone scripts and confirmation letters by sponsoring PSPs |
Checklist for sponsoring PSPs when approving paperless Direct Debit (PDD) telephone scripts and confirmation letters |
| Checklist for approval of paperless Direct Debit (PDD) telephone scripts by sponsoring PSPs |
Checklist for sponsoring PSPs when approving paperless Direct Debit (PDD) telephone scripts for sign up |
| Checklist for approval of PDD confirmation by sponsoring PSPs |
Checklist for sponsoring PSPs for approval of PDD confirmation |
| Collecting reports from payment services |
Overview of how to access and collect reports from payment services website |
| Consumer Engagement in the current account market - A better functioning marketing |
A Bacs research report focusing on how the Current Account Switch Service can help enable the creation of a better functioning market, by reducing the perceived barriers to switching current accounts |
| Consumer Engagement in the Current Account Market - Trust Loop - Research report |
A Bacs research paper focusing on understanding the ‘Trust Loop’ |
| Consumer Engagement in the Current Account Market - Why people don’t switch - Research report |
A Bacs research paper into why people don’t switch current accounts |
| Consumer representation in financial services - Bacs discussion paper |
Consumer representation in financial services - an industry response |
| Credit payment recovery operating guide |
Overview of the industry process to assist the recovery of payments sent in error |
| Crediting and debiting building society accounts - Service user's guide |
Payment instructions for sending transactions to building society accounts not using 8 digit numbers |
| CSG - Bacs contact list |
Bacs contact details for Bacs member banks and their large sponsored institutions |
| CSG bank contact list |
CSG contacts at member banks |
| Current Account Switch Service Discussion Paper – Consumer switching |
The publication explores the role of the switching ecosystem in the context of open banking and the opportunities facing both the switching service, and the wider community. |
| Current account switch service participants contact database |
Current Account Switch Service participants contact database |
| Current Account Switch Service participants contact template |
Current Account Switch Service participants contact template |
 DDI A4 including standing order cancellation |
A4 size sample Direct Debit Instruction including standing order cancellation - MS Word version |
| DDI A4 including standing order cancellation |
A4 size sample Direct Debit Instruction without an official use box |
 DDI A4 including standing order cancellation - AI |
A4 size sample Direct Debit Instruction including standing order cancellation - Adobe Illustrator version |
| DDI A4 with official use box |
A4 size sample Direct Debit Instruction including an official use box - MS Word version |
| DDI A4 with official use box |
A4 size sample Direct Debit Instruction including an official use box |
| DDI A4 with official use box - AI |
A4 size sample Direct Debit Instruction including an official use box - Adobe Illustrator version |
| DDI A4 with tear off official use box |
A4 size sample Direct Debit Instruction with tear off official use box - MS Word version |
| DDI A4 with tearoff official use box |
A4 size sample Direct Debit Instruction with tear off official use box |
| DDI A4 with tearoff official use box - AI |
A4 size sample Direct Debit Instruction with tear off official use box - Adobe Illustrator version |
| DDI A4 without official use box |
A4 size sample Direct Debit Instruction without an official use box - MS Word version |
| DDI A4 without official use box |
A4 size sample Direct Debit Instruction including standing order cancellation |
| DDI A4 without official use box - AI |
A4 size sample Direct Debit Instruction without an official use box - Adobe Illustrator version |
| DDI A5 with official use box |
A5 size sample Direct Debit Instruction including an official use box - MS Word version |
| DDI A5 with official use box |
A5 size sample Direct Debit Instruction including an official use box |
| DDI A5 with official user box - AI |
A5 size sample Direct Debit Instruction including an official use box - Adobe Illustrator version |
| DDI A5 without offical use box |
A5 size sample Direct Debit Instruction without an official use box |
| DDI A5 without official use box |
A5 size sample Direct Debit Instruction without an official use box - MS Word version |
| DDI A5 without official use box - AI |
A5 size sample Direct Debit Instruction without an official use box - Adobe Illustrator version |
| DDI form for bureaux to pay their fees by Direct Debit |
Direct Debit Instruction for bureaux to pay their fees by Direct Debit |
| DDI Internet Direct Debit for printing as a Paper Direct Debit Instruction |
Internet Direct Debit for printing as a Paper Direct Debit Instruction example |
| DDI Internet Direct Debit Instruction |
Internet Direct Debit Instruction example |
| DDI small format landscape |
Sample Direct Debit Instruction small format landscape orientation - MS Word version |
| DDI small format portrait |
Sample Direct Debit Instruction small format portrait orientation - MS Word version |
| DDI small landscape format |
Sample Direct Debit Instruction small format landscape orientation |
| DDI small landscape format - AI |
Sample Direct Debit Instruction small format landscape orientation - Adobe Illustrator version |
| DDI small portrait format |
Sample Direct Debit Instruction small format portrait orientation |
| DDI small portrait format - AI |
Sample Direct Debit Instruction small format portrait orientation - Adobe Illustrator version |
| DDI Welsh DDI official use box |
A4 size sample Direct Debit Instruction in Welsh including an official use box - MS Word version |
| DDI Welsh DDI official use box |
A4 size sample Direct Debit Instruction in Welsh including an official use box |
| DDI Welsh DDI official use box - AI |
A4 size sample Direct Debit Instruction in Welsh including an official use box - Adobe Illustrator version |
| DDI Welsh DDI without official use box |
A4 size sample Direct Debit Instruction in Welsh without an official use box - MS Word version |
| DDI Welsh DDI without official use box AI |
A4 size sample Direct Debit Instruction in Welsh without an official use box - Adobe Illustrator version |
| DDI Welsh without official use box |
A4 size sample Direct Debit Instruction in Welsh without an official use box |
| DDIC - Direct Debit Scheme indemnity claim form |
DDIC - Direct Debit Scheme indemnity claim form |
| DDIC challenge process contact list - PDF version |
Contact list for service users when raising a DDIC and / or when raising a DDIC direct with the paying payment service provider (reason code 7) |
| DDIC sample advice report |
DDIC sample advice report |
| DDIC service - participants and payment service provider guide |
Guide for users of the DDIC service. Includes using the payment services website as an input channel |
| Direct Debit - an introduction to the service |
The business benefits of Direct Debit and how to get started using it |
| Direct Debit - bulk change deed |
Deed covering a new service user taking over responsibility from another service user for future indemnity claims |
| Direct Debit - bulk change deed (a) |
Bulk change deed where both the transferor and the transferee are unincorporated associations |
| Direct Debit - bulk change deed (b) |
Bulk change deed where the transferor is an unincorporated association and the transferee is a limited company |
| Direct Debit - bulk change deed (c) |
Bulk Change Deed where the transferor is a limited company and the transferee is an unincorporated association |
| Direct Debit - bulk change process |
Rules and processes a service user must follow when undertaking a bulk change to Direct Debit Instructions (DDIs) |
| Direct Debit and the social housing sector |
At the end of 2017 Bacs input into a survey undertaken by the Housing Quality Network (HQN) to
find out more about the impact of Direct Debit across the social housing sector. |
| Direct Debit consultation outcomes |
The results of a comprehensive consultation into Direct Debit |
| Direct Debit consultation outcomes - Annexes |
The results of a comprehensive consultation into Direct Debit - supporting quantitative market research and public consultation research |
| Direct Debit Guarantee – providing customer refunds during COVID-19 |
Guidance when considering a request for a refund under the Direct Debit Guarantee is received |
| Direct Debit Guarantee payer request form - template |
A template form to assist paying banks assess requests for refunds under the Direct Debit Guarantee |
| Direct Debit Guarantee payer request form - template - PDF |
A template form to assist paying banks assess requests for refunds under the Direct Debit Guarantee. PDF version |
| Direct Debit indemnity claims best practice sheet |
Best practice tips for service users to help reduce the level of the indemnity claims |
| Direct Debit indemnity claims research findings |
Research findings and recommendations for service users to apply best practice |
 Direct Debit logo - landscape orientation |
Landscape orientation Direct Debit logo - logo with text positioned to the right |
| Direct Debit logo - portrait orientation |
Portrait orientation Direct Debit logo - logo with text positioned below |
| Direct Debit logo and Direct Debit Instruction guidelines |
Guide to assist with the use of the Direct Debit logo on marketing literature and the design of a Direct Debit Instruction (DDI) |
| Direct Debit product enhancement update |
An interim update on possible future Direct Debit product enhancements |
| Direct Debit refund request |
Form to be completed by member banks claiming a refund |
| Direct Debit request AUDDIS Direct Debit Instruction (DDI) |
Form to request a copy of a customers AUDDIS Direct Debit Instruction (DDI) |
| Direct Debit top tips – During COVID-19 providing customer refunds for holiday payments or suspensions |
Guidance when offering a payment holiday or suspension of Direct Debit collection to your customers |
| Direct Debit verification measures |
Measures that can be used to verify customer details for accepting Direct Debit as a payment method |
| Directory of Bacs Approved Bureaux |
List of Bacs Approved Bureaux |
| Electronic funds transfer - file structures |
Record and file structures for electronic funds transfer (EFT) data input to and output from Bacs services |
| ETS and STS operational guide |
Guide for users of the enhanced transmission service (ETS) and the SWIFTNet transmission service (STS) |
| ETS channel - interface specification |
Interface specification for users of ETS to allow the transfer of data to and from Vocalink |
| EU regulation 1781/2006 and agency bank transactions through Bacs |
Requirements for inclusion of payer information in transactions |
| Facilities Management |
An overview of the Direct Debit Scheme Rules as they apply to organisations offering Facilities Management, ensuring both they and their clients are fully compliant |
| Facilities Management (FM) for sponsoring participants requirements and guidance |
This guide provides requirements and guidance to assist sponsoring participants with the identification and initiating of the accreditation process for FM service users |
| GAP - Bacs member’s guide |
For Members and Vocalink to transfer information on OCSP (online certificate status protocol) and certificates |
| Getting started guide Bacstel-IP for direct submitters |
Guide for organisations submitting payment information directly to the Bacs service using Bacstel-IP |
| Getting started guide Bacstel-IP for indirect submitters |
Guide for organisations set up on Bacstel-IP that submit to the Bacs services using a bureau |
| Indemnity standard Ci |
Confirmation indemnity (Ci) - when an indemnity has been lost (limited companies / incorporated bodies) |
| Interventions to Foster an Effective and Competitive Current Account Market |
Introducing a proposed measurement framework and, critically, explores the likely effect of interventions that we and the wider community can offer the market |
| ISO 20022/Bacs Translation Guide |
A description of how Bacs services can be used by organisations that use ISO 20022 |
 ISO 20022/Bacs Translation specification and XSDs |
Providing both message and attribute level mappings for the messages used by Bacs payments processes |
| Joint AUDDIS and paperless Direct Debit application form |
Joint form for service users wishing to apply to use AUDDIS and paperless Direct Debit |
| Limited liability partnership indemnity |
Indemnity applicable to Limited Liability Partnerships (LLPs) |
| Limited liability partnership indemnity (B) |
Indemnity applicable to Limited Liability Partnerships (LLPs) - execution "under hand" |
| Limited liability partnership indemnity (B) (Ci) |
Confirmation indemnity (Ci) - for lost Limited Liability Partnership indemnities - execution "under hand" |
| Limited liability partnership indemnity (Ci) |
Confirmation indemnity (Ci) - for lost / accidentally destroyed indemnities. For Limited Liability Partnerships (LLPs) |
| Little Bacs guide to Bacs Direct Credit reason codes |
The essential guide for organisations wishing to understand more about the reason codes relating to Bacs Direct Credit |
| Little Bacs guide to Direct Debit reason codes |
The essential guide for organisations wishing to understand more about the reason codes relating to Direct Debit |
| Little Bacs Guide to Maintaining Accurate Payment Details |
The essential guide for HR and payroll professionals to ensure records are up-to-date and Bacs Direct Credits are paid to the correct account |
| Little Bacs Guide to Minimising Indemnity Claims |
The essential guide to understanding when indemnity claims can occur, when they can be challenged, and how the chance of receiving them might be reduced |
| Little Bacs Guide to obtaining Direct Debit Instructions from payers |
The essential guide for organisations considering how to obtain authorities for payment of Direct Debits from payers |
| Little Bacs Guide to Promoting Direct Debit |
The essential guide to help you get more of your customers signing up to pay by Direct Debit |
| Little Bacs Guide to Switching Facilities Management Providers |
This essential guide explains the four switching options available; gives an overview of the switching process and suggests some best practice guidelines for stakeholders when undertaking a switch |
| Making account switching easier |
A Bacs Progress Report on the Current Account Switch Service |
| Managing refunds under the Direct Debit Guarantee |
Step-by-step guide and FAQs to help paying banks in undertaking requests for refunds under the Direct Debit Guarantee |
| Managing refunds under the Direct Debit Guarantee - PDF |
Step-by-step guide and FAQs to help paying banks in undertaking requests for refunds under the Direct Debit Guarantee. PDF version |
| Member's guide volume 2 - in-house maintenance |
Describes in-house maintenance activities on payment services for Bacs scheme members |
| Member's guide volume 3 - service user maintenance |
How Bacs scheme members set up and maintain service users for Bacs - related licences |
| Member's guide volume 4 - processing management |
Information on processing submissions with the Bacs three day service, including PEM tools to help processing |
| Memorandum and articles of association |
Memorandum and articles of association |
| Messaging - files structures |
Record and file structures for messaging services that support the Bacs service |
| Messaging - paying bank's guide |
Guide for banks using Bacs messaging services (ADDACS, bank returned AUDDIS, AWACS) (ETS, STS input channel) |
| Messaging (ADDACS) - CSG advice trace request / reply form |
Messaging (ADDACS): CSG advice trace request / reply form |
| Notification of change form - bulk change of Direct Debit Instructions (DDIs) |
Form used by sponsoring banks when notifying of a bulk change |
| On-Boarding to UK Interbank Payment Schemes |
Outlines the steps and common processes to follow when engaging with the Payments System Operators (PSOs) |
| Paperless Direct Debit - an introduction to the service |
Guide to paperless Direct Debit |
| Paperless Direct Debit application form |
Application form to use paperless Direct Debit |
| Paperless Direct Debit service user vetting criteria checklist |
Checklist for sponsoring PSPs at sign up of a new PDD service user or at transfer of sponsorship |
| Parent company indemnity |
Indemnity applicable to a parent company in support of a subsidiary |
| Parent company indemnity (Ci) |
Confirmation indemnity (Ci) – when an indemnity has been lost for a parent company supporting a subsidiary |
| Paying Payment Service Provider's Guide and Rules - Direct Debit Scheme |
Guide for Paying Payment Service Providers that are required to apply the rules and operate within the procedures of the Direct Debit Scheme |
| Payment Service Provider's Guide and Rules - Bacs Direct Credit Scheme |
Guide to provide Payment Service Provider's with detailed rules and procedures for the Bacs Direct Credit Scheme |
| Person to person (P2P) service user vetting criteria checklist |
For AUDDIS or paperless Direct Debit users whose customers use Direct Debit for remote transfers into their account |
| Processing requests for refunds under the Direct Debit Guarantee |
Best practice guidance for paying banks undertaking requests for refunds under the Direct Debit Guarantee |
| Service User's Guide and Rules - Bacs Direct Credit Scheme |
Guide for service users required to apply the rules and operate within the procedures of the Bacs Direct Credit Scheme |
| Service User's Guide and Rules - Direct Debit Scheme |
Guide for service users required to apply the rules and operate within the procedures of the Direct Debit Scheme |
| SharePoint participant to participant guide |
A guide to sharing information between direct participants via SharePoint |
| Sponsoring Payment Service Provider's Guide and Rules - Bacs Direct Credit Scheme |
Guide and rules for Bacs Payment Service Provider's who act as sponsors within the Bacs Direct Credit Scheme |
| Sponsoring Payment Service Provider's Guide and Rules - Direct Debit Scheme |
Guide and rules for Bacs Payment Service Provider's who act as sponsors in the Direct Debit Scheme |
| Standard indemnity |
Standard indemnity for limited companies and other incorporated bodies (e.g. local authorities) |
| Standard indemnity - large partnerships |
Standard indemnity for professional partnerships (more than 20 partners) - not Limited Liability Partnership |
| Standard indemnity - large partnerships (Ci) |
Confirmation indemnity (Ci) - when an indemnity has been lost / destroyed. For large professional partnerships |
| Standard indemnity - partnerships |
Standard indemnity applicable to business or trade partnerships - not a Limited Liability Partnership (LLP) |
| Standard indemnity - partnerships (Ci) |
Confirmation indemnity (Ci) - for when an indemnity has been lost / destroyed. For business or trade partnerships |
| Standard indemnity - sole trader |
Standard indemnity applicable to sole traders |
| Standard indemnity - sole trader (Ci) |
Confirmation indemnity (Ci) - for when an indemnity has been lost / accidentally destroyed. For sole traders |
| Standard indemnity - unincorporated association |
Standard indemnity applicable to non - corporate bodies |
| Standard indemnity - unincorporated association (Ci) |
Confirmation indemnity (Ci) - for when an indemnity has been lost / destroyed. For non - corporate bodies |
| Standard indemnity (B) |
Standard indemnity to be used if the company for some reason cannot provide a deed - execution "under hand". Applicable to limited companies and other incorporated bodies |
| Standard indemnity (B) (Ci) |
Confirmation indemnity (Ci) - use when an indemnity has been lost/accidentally destroyed. Std indemnity to be used if the company for some reason cannot provide a deed - execution "under hand". Applicable to limited companies and other incorporated bodies |
| Standard indemnity Scottish large partnership |
Standard indemnity for large Scottish business or trade partnerships - not a Limited Liability Partnership (LLP) |
| Standard indemnity Scottish large partnership CI |
Confirmation indemnity (Ci) – for large Scottish business or trade partnerships when an indemnity is lost / destroyed |
| Standard Indemnity Scottish Partnership |
Standard indemnity applicable to business or trade partnerships subject to Scottish law - not a Limited Liability Partnership (LLP) |
| Standard indemnity Scottish partnership CI |
Confirmation indemnity (Ci) – for Scottish business or trade partnerships when an indemnity is lost / destroyed |
| STS channel - interface specification |
The channel for sending and receiving input and output to Vocalink via SWIFTNet |
| Temporary changes to non-AUDDIS Direct Debit Instruction provision during COVID-19 |
Understanding the temporary Rule change for non-AUDDIS service users |
| Temporary increase of the minimum Direct Debit dormancy period during COVID-19 |
Temporary rule change to increase the dormancy period to 24 months |
| The impact of significant changes (within financial institutions |
Checklist to support financial institutions implement changes that impact stakeholders in Bacs |
| The Little Bacs Book |
The essential guide for making and collecting payments by Bacs Direct Credit and Direct Debit |
| Vocalink members guide bank reference data |
Bank reference data for Bacs, CHAPS, Cheque & Credit Clearing and Faster Payments schemes services |
| Vocalink XML standards and Guidelines |
Vocalink XML schema and instance standards for XML development |
| Vocalink: ADDACS bank returned - ISO XML message specification and implementation guide |
XML schema definition (XSD) and related service application validation rules for ADDACS bank returned service |
| Vocalink: authorised signatory form SIG1a - registration and maintenance |
Form to register, maintain and remove scheme members authorised signatories |
| Vocalink: Bacs ADDACS service definition |
Service operated by Vocalink for Bacs - the Automated Direct Debit Amendment and Cancellation Service (ADDACS) |
| Vocalink: DDO extract fact sheet |
The DDO extract service - details of all Direct Debit originators |
| Vocalink: DDO technical specification (flat file) |
Details of the format of the file provided through the DDO service, and the format of the data within the file |
| Vocalink: DDO technical specification (XML) |
Provides information about the content of the DDO (Direct Debit Originators) extract provided through the DDO service |
| Vocalink: enhanced transmission service - service definition |
Defines the functionality and operational features of the Enhanced Transmission Service (ETS) as used to send and receive data related to Vocalink services and the Faster Payments service (FPS) |
| Vocalink: HST migration - member engagement strategy |
The scope and approach when migrating users from HST to STS |
| Vocalink: Marketing codes |
Details of the marketing codes used by Vocalink in the production of management information |
| Vocalink: member unattended report collection - technical specification |
Details how member banks can bulk download all their reports and extracts in an unattended / automated mode |
| Vocalink: Pentathlon - process and exception management product definition |
The process and exceptions management component and lists the key features it contains |
| Vocalink: Pentathlon - settlement service definition |
The service Vocalink operates on behalf of Bacs to deliver settlement data to the settlement agent |
| Vocalink: product management - handling MI requests |
How requests for MI are handled and the pricing policy for these |
| Vocalink: SWIFTNet transmission service - service definition |
Functionality and operational features of the SWIFTNet Transmission Service (STS) |
| What constitutes an effective and competitive Current Account market? |
A Bacs research report on the competitiveness and effectiveness of the personal current account market. It provides insights into how a more effective market might be created |
| XML data directory and schemes |
XML data directory and schemes |
| XML report migration shcedule |
A complete schedule detailing when each XML report will be migrated |
| XML Specification Report and Advices from Messaging and Payment Engine |
The structure and format of advice output and report output from the Bacs services following implementation of Pentathlon |