Legal information

Last updated: September 2023

These terms and conditions apply to your use of this website at You agree to be bound by these terms and conditions each time you access this website. If you do not accept these terms, you must not use this website.


The copyright in the design, appearance, and content of this website, and all material on it, belongs exclusively to Bacs unless specifically stated otherwise.

An individual may download a copy of all or part of the site to a computer for that individual's personal use. You must not otherwise reproduce any part of the design, appearance, or content of this website or its content in any form (except as permitted by law).

All other usage is expressly prohibited without the written consent of the copyright owner.

© 2016-2024 Bacs, 2 Thomas More Square, London, E1W 1YN. All rights reserved.


You must not reproduce any name, logo, or trade mark of Bacs for any purpose without our prior written approval. Where a third party trade mark appears, the ownership of such mark is acknowledged.

User generated content and conduct

Other than personal data, which is covered under the Privacy policy, any material you transmit or post to this website shall be considered non-confidential and non-proprietary, and we shall have no obligations in respect of such material. We shall be free to copy, disclose, distribute, incorporate, and otherwise use such material in any form, for any and all commercial or non-commercial purposes.

You may not misuse the website (including, without limitation, as follows). You must not post or transmit to or from this website any material:

  1. that is unlawful or would infringe the rights of any person (for example, material that is threatening, abusive or offensive, obscene or pornographic, defamatory, seditious or inflammatory, in breach of confidence, in breach of rights of privacy, or which may cause annoyance or inconvenience to any person;
  2. for which you have not obtained all necessary licences and/or approvals;
  3. which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law or infringe any third party's rights, in any jurisdiction; or
  4. which is technically harmful (including, without limitation, computer viruses, Trojan horses, worms, corrupted data or other malicious or harmful software, data or components).

We will fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of these terms and conditions.


We may suspend your access to this website without notice in the event of system failure, for maintenance or repair, for reasons beyond our control, or if we reasonably believe suspension is justified. We shall not be liable if this website is unavailable at any time or for any period for any reason.

The information available from this website is provided on an "as seen" basis and accordingly, to the maximum extent permitted by law, all representations, warranties, conditions, and other terms are excluded. No guarantee, warranty, or other term of any kind is given in respect of the information's accuracy or suitability for any use. We may make changes to any of the material displayed in this website at any time without notice.


Bacs, and the officers, directors, employees, shareholders and agents of them, shall not be liable, whether in tort (including negligence), contract or otherwise, for any:

  1. direct loss or damages;
  2. indirect, consequential, or special loss or damages; or
  3. any loss of income, profits, goodwill, data or contracts,

caused to a person: (i) who acts or refrains from action as a consequence of obtaining information via the website and putting it to use; (ii) in connection with this website in any way (including the use, inability to use or the results of use of this website); (iii) in connection with any websites linked to on this website or the material on such websites; or (iv) by viruses that may infect your hardware, software, data or other property on account of your access to or use of this website or your downloading of any material from this website or any websites linked to this website.

Nothing in these terms and conditions shall exclude or limit our liability for: (i) death or personal injury caused by our negligence; (ii) fraud or fraudulent misrepresentation; or (iii) any other liability which cannot be excluded or limited under applicable law.

You indemnify us and our officers, directors, employees and agents from and against all claims, liability, damages, losses, costs (including legal fees) arising from: (i) any breach by you of these terms and conditions; (ii) your use of the website; or (iii) the use by any person using your registration details.

The supply of brochures and promotional materials are subject to availability.

Telephone calls

Telephone calls to Bacs may be recorded for security or monitoring purposes.

Updated information

Bacs may at any time revise these terms and conditions by updating this page. You accept any such revisions when you next access the website and should therefore periodically visit this page to review the terms and conditions to which you are bound. Any provisions of these Terms and Conditions may be superseded by legal notices or terms located on other pages of this website. If you do not accept any new or amended terms and conditions after we have given notice, you must not continue to use this website. By continuing to use the website you indicate your acceptance from time to time of the then-current terms and conditions.

Prescribed company information

Incorporated in England No. 4961302.
VAT registered No. GB 830 3480 54.
Registered office:
Bacs Payment Schemes Limited
2 Thomas More Square