What is a direct submitter?
A direct submitter can originate payment instructions, create payment files
and submit directly to Bacs.
Interacting with Bacs is easy, quick and secure through Bacstel-IP.
Bacstel-IP is the delivery channel which gives
corporate users secure online access to Bacs. Bacstel-IP is a multi-layered,
highly advanced, online submission channel and the largest Public Key
Infrastructure (PKI) community in the world. It provides organisations with a
fast, secure service for submitting, tracking and viewing payment files at any
time, from anywhere, as well as the ability to collect reports.
Connecting to Bacstel-IP
You can connect to Bacstel-IP
across two connection types: the Internet, and Fixed Extranet. Simply choose the
most appropriate for your business.
As a direct submitter there are two ways you can access Bacstel-IP: using
software that Bacs has approved for Bacstel-IP and using a secure website called
Bacs payment services.
Bacs approved software
The Bacs Approved Software
Service (BASS) provides minimum quality standards to all connectivity software.
Since Bacs approves all Bacstel-IP software before it reaches the marketplace,
users are reassured that the software has surpassed set quality standards,
enabling a reduction in payment errors and enhanced control and protection of
Bacs submissions. Below is a link to a list of all Bacs approved software.
Bacs payment services website
The Bacs payment services
website can be used to view submission history (this requires a smartcard),
access reports and maintain details of your service users and contacts. Your sponsoring bank or building society will advise you of the address and your
log in details.
The table below highlights the two ways a direct submitter can access
|Make payments||Bacs approved software for Bacstel-IP ||Smartcard technology|
|Collect reports. message advises, or unpaid/unapplied
advises||Bacs approved software for Bacstel-IP|
payment services website
|Maintain details of your service user and
contacts||Bacs payment services website||Password and ID|
|View submission history||Bacs approved software for Bacstel-IP|
payment services website
Becoming a direct submitter
If you decide submitting direct to Bacs is the best option for your business
you will need to plan your access to Bacs. There are a number of important steps
to consider. Below is a list of items to help with this
Obtain a direct submitter application
form from your sponsoring bank.
Bacstel-IP offers the ability to
submit payments and collect reports across two connection types.