Bacs cookie policy

We use cookies on our website to provide you with the best possible online experience. By continuing to use this site, you give consent for cookies to be used. Please read our cookie policy for more information and details on how to change your preferences. Cookie Policy.

Automated payments are at the very centre of the UK’s financial system, providing an essential service for both consumers and organisations.

Bacs is the company which runs Direct Debit in the UK. We also run the Bacs Direct Credit Scheme, which is used to pay salaries and settle invoices from suppliers; this is commonly referred to just as Bacs.

Bacs Payment Schemes Limited is now a wholly owned subsidiary of NPSO Limited (NPSO)

The systemically important operations for Direct Debit and Bacs Direct Credit as well as the Current Account Switch Service, Cash ISA Transfer Service and the Industry Sort Code Directory are now owned and operated by the new home for UK retail payments, the NPSO, from 1 May 2018. The new organisation is taking overall responsibility for the activities previously carried out by Bacs Payment Schemes Limited and Faster Payments Scheme Limited, and soon this will also include The Cheque & Credit Clearing Company Limited and UK Payments Administration Ltd. While now part of the NPSO, the Bacs team will continue to manage the company’s  products and services as normal. Neither consumers, service users, nor payment service providers (PSPs) will see any change. For further information, please visit

News centre
News centre
PRESS RELEASE ipagoo is first non-bank payment service provider to join Bacs
29 May 2018
For the first time, a non-bank payment service provider has joined Bacs, as Orwell Group’s ipagoo secures direct access to systemically important payment options Direct Debit and Bacs Direct Credit for its customers.
18 June 2018 14:35 PM
Our latest blog comes from Bacs’ director of product and strategy, Anne Pieckielon. Read this, and our other blogs,…
13 June 2018 12:13 PM
In case you missed the recent announcement, ipagoo has become the first non-bank payment service provider to join B…
Alarming report into women on boards
13 June 2018
Anne Pieckielon's reaction to the reports that came out of the government-backed Hampton-Alexander Review into women on boards.
Payment industry news
Keep up to date with the latest payment industry news from Bacs, subscribe to our various communications.
Where would you like to go next?
Links to extra information relating to the page you are on
Information Hub
Minimize Home
NOT REGISTERED YET? Some areas and assets are password protected and only available to eligible registered users. To gain access to all the information you need register for your password and log in first every visit REGISTER