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Automated payments are at the heart of the UK’s financial system, providing an essential service for bill payers and billers, employees and employers, charities and donors, clients and suppliers, and government.
Direct Debit is the payment option chosen by thousands of companies to automatically and securely collect important payments from millions of people and organisations. Bacs Direct Credit – commonly known as Bacs – is used to pay 90% of the UK workforce, whether that’s wages, salaries, or benefits, as well as for settling business-to-business invoices.
As you would expect, we have been working with partners across the industry to closely monitor the COVID-19 (Coronavirus) outbreak to ensure that we are taking the necessary steps to protect our colleagues and maintain services for all those who rely on them.
We have comprehensive business continuity plans in place to protect the critical national infrastructure we are responsible for – ensuring seamless operation for our end users. We have thoroughly tested these plans, and have started to implement these using a phased approach, while we are also working closely with our infrastructure supplier to ensure our continued capability to deliver these critical services.
Thanks to our extensive planning, and efforts of our colleagues, we are confident that we are in a position to maintain these core services in extreme circumstances, and will continue to review our plans on a daily basis, if and as the situation changes.
Microsites for the various editions of the Guide and Rules for Bacs services and schemes
The Bacs processing calendar showing non processing dates and indicating Julian dates to assist with processing payment files