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Automated payments are at the heart of the UK’s financial system, providing an essential service for bill payers and billers, employees and employers, charities and donors, clients and suppliers, and government.


Direct Debit is the payment option chosen by thousands of companies to automatically and securely collect important payments from millions of people and organisations. Bacs Direct Credit is used to pay eight in ten employees in the UK, whether that’s wages, salaries, or benefits, as well as for settling business-to-business invoices.​

Bacs is owned and operated by leading retail payments authority Pay.UK

Bacs is owned and operated by leading retail payments authority Pay.UK, the company also responsible for Faster Payments and cheques, as well as related services such as mobile app Paym, the Current Account Switch Service, and many others. Visit the 'About' section to find more. 





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  • BACSGuide and Rules microsites

    Microsites for the various editions of the Guide and Rules for Bacs services and schemes​​​​​

  • BACS2021 and 2022 processing calendars

    The Bacs Payment System processing calendar​ showing non processing dates and indicating Julian dates to assist with processing​​ payment​ files​​​​

  • WWWBacs annual processing statistics 2020
    Direct Debit and Bacs Direct Credit volumes by industry sector and sub sector​​
  • PDFThe Little Bacs Book
    The essential guide for making and collecting payments by Bacs Direct Credit and Direct Debit​
  • BACSNews Centre
    Find out more about what’s going on at Pay.UK and across the wider payments industry
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