Automated payments are at the heart of the UK’s financial system, providing an essential service for bill payers and billers, employees and employers, charities and donors, clients and suppliers, and government.
Direct Debit is the payment option chosen by thousands of companies to automatically and securely collect important payments from millions of people and organisations. Bacs Direct Credit is used to pay eight in ten employees in the UK, whether that’s wages, salaries, or benefits, as well as for settling business-to-business invoices.
Bacs is owned and operated by leading retail payments authority Pay.UK, the company also responsible for Faster Payments and cheques, as well as related services such as mobile app Paym, the Current Account Switch Service, and many others. Visit the 'About' section to find more.
Microsites for the various editions of the Guide and Rules for Bacs services and schemes
The Bacs Payment System processing calendar showing non processing dates and indicating Julian dates to assist with processing payment files